How do I manage my cash flow? (New UI)

The Cash Flow tab combs through your transactions to help you understand your historical spending and predict future spending. It allows you to easily identify and add recurring bills and payments, as well as one-time or annual payments such as property tax. It helps you see the impact of upcoming payments and plan ahead.

When you first open Cash Flow, you'll be prompted to add your regular deposits and payments as “Cash Events.” The software will make suggestions based on recurring transactions.

• Select the green checkmark to accept a suggested event or the red “X” to reject it.
• Select the appropriate frequency and save.

When you’re finished adding events, you’ll be able to see your currently available cash based on all asset accounts, as well as an estimate of your future available balance. 

The main screen provides a visualization forecasting the cash you are expected to have available on a given date within the selected range. It includes all checking and savings accounts.

Hover over any point on the graph to see the income, expenses, and the ending balance for a particular day. Days in the past show your actual daily balance.

Cash Events

Cash events are recurring or one-time events that will be represented in your Cash Flow forecast. These events can be tracked in the Cash Flow tab, but they won't directly affect your account balances. Events can be income or expenses and will always include the following information:

• Payee: The name of the cash event; for example, “Paycheck” or “Mortgage Payment.”
• Average Amount: The amount of the recurring transaction.
• Type: Specifies whether the event is income or an expense..
• Account: Specifies the account in which the event occurs.
• Frequency: The date and repeating schedule for the event.
• Category (optional): The category for the transaction associated with the event.

The timeline on the right displays upcoming cash events. Paid events will have check marks and overdue events will have a red exclamation mark.

Add a new Cash Event

To add an event:

• Click on “Add an Event” in the top right corner.

The software will suggest recurring events that it has identified. You can also click “Create your own” to create an event from a list of past transactions or create an event entirely from scratch for transactions that occur outside the software — or for anticipated future payments.

Edit a Cash Event

To edit an event click on the event from the list on the right. Click '•••' and 'Edit Event'. To mark the event as unpaid, click 'Undo Mark as Paid'.

Delete a Cash Event

To delete an event, select it and click '•••'. Select whether you'd like to delete all future events of this type, or the whole series (all past and future events of this type). 

Cash Flow Forecast

The main screen provides a forecast visualization of your currently available cash across the selected date range. It includes all checking and savings accounts. Hover over any point on the graph to see your income, expenses, and ending balance for a particular day.

Date Range

You can chose a specific date range to examine using the tools at the bottom of Cash Flow’s main screen.

• Choose “Month” for recent changes in cash flow or “Year” for a broader picture.
• Use the arrows to move forward or backward in time by the selected range.
• Click on “Today” to refocus the chart on recent events.

Next to the date range, you can choose which accounts you want to focus on by clicking 'Filter Accounts'. All checking and saving accounts are included by default.

Calendar View

On the top left of Cash Flow’s main screen, you can choose a calendar view. Expenses and income are represented by red down arrows and green up arrows, respectively.

Mark as Paid

The software will automatically match transactions to Cash Events when it is able, but you may sometimes need to do this manually.

To manually mark an event as paid:

1. Select the the appropriate cash event.
2. Press the "Mark as Paid" button.
3. If you know what transaction represents this payment, choose "Link to Transaction" to bring up a list of recent transactions.
4. Select the appropriate transaction.

By linking transactions, you will improve forecasting over time.